Resources

Ask Becci: Does Insurance Cover Elder Care?

One question that comes up during initial discussions with potential personal care clients is regarding whether or not Family Staffing Solutions, Inc. services are covered by a health insurance policy or by Medicare.

While our services are not covered by either of those sources, there are a number of insurance products that do cover personal assistance care, if provided by a licensed company.  Beyond the more obvious long term care policies which  cover “non medical” assistance care for clients requiring support with activities of daily living, you may find the following information helpful.

Keep in mind that long term care and specific insurance products involve a wide variety of services for people with prolonged physical illness, disability or cognitive disorders. Options for utility of this insurance product is growing all the time. Long term care is more than just nursing home care and does apply to clients who are in their own home. Your policy should be thoroughly examined for coverage opportunities and limits.

Other insurance products you can explore may be included in your automobile insurance. As a result of an accident, you may have coverage for personal care assistance while rehabilitating. Personal care services are also covered under some worker’s compensation settlements, and there are products available through specific governmental agencies for clients with disabilities while they are in institutions of higher education or Vocational Rehab.

If you have questions about elder care coverage solutions, please feel free to contact Family Staffing Solutions at 1-866-383-5670. We would be happy to discuss some of the resources we have found that aid our clients in funding their personal care solutions.

Ask Becci: Does Assisted Mean Medical Care?

As a personal care assistance company, we are often asked questions regarding the medical background and training of our staff. Since the distinctions between types of in-home care are very important, I wanted to post my answer for all to read.

Personal care companies, like Family Staffing Solutions, Inc. , provide service to clients based on non-medical protocols.  Our home company is licensed by the State of Tennessee (with our other office locations licensed by their respective states), and we comply with an exact definition of assistance that we may provide as it relates to non-medical requirements.

It is  a plus when our caregivers have  skilled backgrounds and experiences in medical  facilities, but those don’t necessarily determine the total quality of an excellent caregiver. In this business great caregivers often do not have a skilled background, but their experiences with other families for whom they have worked and the training they receive from our company make them exceptional.

Our staff development training is ongoing throughout the year, and rewarded at year end for completion and correctness.  Monthly material  covers a variety of “how to”  issues that enhance  skills with seniors. Fall prevention and safety, universal precautions, and depression are just a few of the subjects our caregivers study.  All of our material is professionally developed for Family Staffing Solutions caregivers to ensure they follow best practices in all situations.

It has been said that there are only four kinds of people: Those who have been a caregiver, those who are a caregiver, those who will be a caregiver, and those who will need care.  Wherever you are in one of these groups, we hope you will put Family Staffing Solutions of on the top of your list of resources when a great caregiver is the solution you need. Even if we don’t have offices in your area (we’re working on it!) we’ll be happy to help you find the best solution we can.

Why employers need the 411 on elder care

One seminar I like to provide to the businesses in Family Staffing Solutions’ service areas is on elder care solutions.

Though someone might wonder about the benefit of hosting such an event, I would bring up to him/her the statistic that, within the next few years, approximately 40% of the work force over the age of 30 will be caring for older adults in some capacity.

Faced with that reality, all employers should want to know about the advantage of offering information to their employees about a local solution for those dealing with older family members, don’t you agree?

According to one study, businesses in our country have lost between $11.4 billion and $29 billion or more in employee retention, absenteeism and productivity due to elder care giving. Read the rest of this entry »